Experian - Free Credit Report

Experian - Free Credit Report

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 1.8.1
  • Adult Rating: 4+
  • File Size: 63.02 MB
  • Developer: Experian
  • Compatibility: Requires iOS 9.3 or later.
Score: 4.5
4.5
From 2,442 Ratings

Description

Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected. Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices. KEY FEATURES: CREDIT REPORTS • View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days, when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification, so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report really free? A: Yes, Experian provides a 100% free credit report. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report update? A: Your free credit report is updated every 30 days. Q: What if I already have an account through freecreditreport.com, freecreditscore.com or or Experian CreditWorks account? A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through the app will be charged to your iTunes account and will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscriptions or to disable auto-renewal, after purchase, go to your iTunes account settings. Experian CreditWorks subscription is $19.99/month. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree

Screenshots

Reviews

  • Great credit app

    5
    By Inkedgrl
    This is a wonderful free app for keeping tabs on your credit report. I love that it has the option to include the other 2 credit agencies reports if you so choose. All around great.
  • Great app to have

    5
    By Bounce mode
    If you about your business then this app is definitely needed to check your score and work on deleting information which is inaccurate. Everything is here you need to improve your score and increase your opportunities to open doors.
  • Must have!

    5
    By Christo_Nichola
    Must have! So what if it cost.
  • Always double check

    4
    By Aishyra89
    I haven't had any problems with this app since I've had it, which is over a year. Recently there was a drastic decrease in my credit score, however there wasn't a change in my credit report. It dropped 40 pts, I called and spoke with several representatives after going through verification they all cited a different score than the app was showing. Which was 42 points higher on their end. No one could tell me why the app was showing different scores than their system. Which thankfully to confirm and give me security they mailed me a copy of my experian score the score on the app was wrong due to a glitch in the app. Just make sure if there are any changes you tackle them. They were awesome at handling the problem! However, it doesn't update quickly and the scores aren't 100% accurate. It gives you a good idea where you stand though.
  • Great app

    5
    By d d world
    It is so easy too use
  • Love this app

    5
    By MzLevels09
    The app is user friendly and I love the alerts that accompany it. Love the fact that you can pay to view all three Fico score and that it's very easy to lock and unlock your report. Great job experian!
  • Great App! Never sends useless notifications.

    5
    By Steffismash
    Quick easy and useful app!
  • Real

    5
    By RcKing215
    It's a great tool to use if you are trying to better yourself.
  • It works

    5
    By Infected01
    Like some others , I used credit karma or other credit card FfICO score trackers and monitors. In my experience I've used Experian now for year my score went up 100 points and recently just bought our first house
  • Best app for credit monitoring

    5
    By maxpayne102
    Forget about any other website/app. This thing is the only thing u need. Trust me i used to be a victim of credit theft

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