Pennies – Budget and Expense Tracker

Pennies – Budget and Expense Tracker

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.3
  • Adult Rating: 4+
  • File Size: 77.22 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 765 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Great

    By Donati102415
    Exactly what I was looking for. Love the breakdown by day and how it counts down.
  • Works Great for Tracking Spending

    By MarkElliott
    Great app for tracking day to day small spending. Love it.
  • Good one

    By IHuZaifaMalik
    App is great for quick budgeting!
  • Favorite so far

    By Danmos28
    I've tried a lot of budgeting apps and thus far this has been my favorite. Unique and effective. Very well engineered.
  • Works great!

    By CalifDude
    For me the app strikes the right balance between features and simplicity. It's very easy it use. I like that it syncs via iCloud instead of making me sign up for an account. It seems very private and secure. And I like the 3D Touch pop up!
  • Pretty good.

    By Chicago Harry
    Makes it easy to have multiple budgets. But it takes at least two more clicks than necessary to enter in a purchase. And it lacks any animation to give you the sense of money coming out of (or into) a budget. Minor concerns.
  • Great app, but needs sharing

    By Spondcodes
    Tracks nightly, but would like to share transactions with my wife.
  • Simple and effective

    By yukelele_
    I've been using this app for a few years now and I'm very happy with it! It's super easy to log your expenses and you can tell how you're doing on your budget with a quick glance. But is there some way for the app to report your leftover money every month if you choose not to use the rollover option? Otherwise as soon as the new month starts it wipes the slate clean and you have to go through and manually add up your past month's expenses to calculate your balance.
  • Keeps me accountable!!

    By Agmmon
    I love how my husband and I can both have this and so we can see what each other has spent. Keeps us both accountable!
  • Simple to the point

    By PayattentionSmR
    Works and is fast and doesn't force ads and doesn't use my data.