Penny - Track Your Money, Bills, Saving & Spending

Penny - Track Your Money, Bills, Saving & Spending

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 3,710 Ratings


Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • college student

    By Damntraciie123
    love this app !! it simple easy to use !
  • Life Saver

    By VanessaElizabethLarkin
    I hate taking financial advice from anyone but Penny somehow works. I'm much more accountable and aware of my purchases.
  • Great assist for financial planning.

    By lblancoamat
    Great assist for financial planning
  • The best app

    By Nae.1
    She is my best friend! And talks to me everyday 😀
  • Great product helps me understand finances and is fun to use

    By Connor11528
    I like the chat functionality because it is very simple. Having the custom categories and spending goals is cool too!
  • Awesome App

    By Ladyk$$
    This app has really kept me on point. I get reminders on everything regarding my finances! I love it..
  • Awesome!

    By Lawyaknow2!
    This app is great for anyone that struggles with spending money more than they should.
  • The Best App on the market!!!!

    By Alphabetman2011
    I love Penny, she’s so informative!!!!
  • Not sure what the buzz is about

    By talalashka
    That Penny person is chatting with you and I can't even get to see my expenses. Probably I have to finish chatting with her or something but every time I reopen the app, the chat comes up. It's ridiculous.
  • Penny+ is the BEST!

    By Sharonncee
    This app is fantastic, I can't say enough good things about Penny+. "She" helps you set money saving goals, shows you where you overspend, and generally makes you more aware of what you are spending your money on. With this knowledge you can change your life! Go out to eat too much? Penny+ will categorize all your spending and help you set new goals. Oh and customer service is a cut above! Jonathan and Mitch truly care and go above and beyond to help you get the most from this app. Upgrade to Penny+ You won't regret it.