Penny - Track Your Money, Bills, Saving & Spending

Penny - Track Your Money, Bills, Saving & Spending

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 4.5
From 1,259 Ratings


Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Yessssss

    By Asia0819
    This app literallly chewed me up and set me straight😂😭 Apparently in the last 3 months I've eaten at McDonald's 21 times when the average person eats there 27 times a YEAR... yikes😳
  • CODE 🐧🔒👌

    By Manicaristajdkgj
    It's an amazing app I notice that I spend 27 dollars per day only on food! 😫 I'm not eating outside anymore 😏💸 YOU NEED A REF CODE?: 🐧🔒👌
  • Good money manager

    By LetyRoxtar
    Downloaded this because the previous money management app I used (Prosper Daily) was being discontinued. I enjoy Penny's suggestions on getting finances in order and the weekly recaps of money spent. I am using the basic free service and I like it so far.
  • Just downloaded and OMG this app is the coolest

    By Damntraciie123
    this save college student life!
  • Woo!

    By Purplehaze1126
    This app has really helped me budget. Definitely a must have!
  • I love you penny

    By Te Cojo
    Penny is bae
  • Good so far

    By Yufujdejkbcubdddv
    I like this app a lot for helping me track my spending and bills. It only can track certain banks though. Which isn't helpful since I have one that they can't track. But it's helpful and gives some good tips for money management tailored to my spending!
  • Excellent

    By doofus13
    This app is pretty great. I was pretty skeptical at first but it has had a tremendous impact on my finances. It helped me resolve my frivolous spending issues.
  • 5 stars

    By Sandra Mamone
    Pretty easy to use and very helpful!
  • Useful App

    By MilianJr
    Does a great job by helping u keep track on ur spendings and help saving some....