Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.3
  • Adult Rating: 4+
  • File Size: 9.34 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 6,121 Ratings


NOTE: Penny is no longer accepting new signups at this time. Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! SECURITY • We use SSL 256-bit encryption. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Perfect

    By Novasoup
    I LOVE this app! It’s awesome for managing different accounts in the same household. It gives notifications after every purchase or money transfer so you know if something it up or where your money is going. My boyfriend and I used this app before we got our shared account and continued to use it after! We have multiple banks and account on at once. It was easy to track reoccurring purchases and bills! I LOVE THIS APP! I will be very sad to see it disabled on June 1st, 2018 I tried Olivia first but there was a waiting list and once it downloaded, it was really buggy, and their team took a week to respond to my contact attempts within their own app! WTH? USE PENNY WHILE YOU STILL CAN! 🧡💛🧡
  • Love Penny, Hate Credit Karma

    By DT Nicole
    I love Penny!!! I hate Credit Karma. I won’t be sticking around after June 1. I am heartbroken that Penny is closing and I have no idea what app I could use in its place.
  • Bye Penny =(

    By MusicbyCND
    When I first found out about Penny, I was so amazed at the app, I told all of my friends about it and they began using it too. I needed someone that would keep better track of my spending better than myself. It actually helped me catch a fraudulent transaction while I was at work. I got a notification saying I made a purchase at such place when clearly, it was not me and I quickly corrected the problem, thanks to Penny! I was sad to log into the app this week and Penny had to say bye. Usually, I’m the one who deletes apps, never thought an app would be saying bye to me. So long Penny. It’s been great!
  • So sadThis app is going away

    By Prettylolita
    It breaks my heart.
  • New user cannot sign up

    By Scillaleespilla
    Oh wellll
  • Fun and personable

    By Schoenmh
    Fun and personable
  • LOVE

    By LWarrum
    I am in love with this app!
  • Great app for finances

    By CSez33
    This app is great for tracking for spending habits and as a reminder of when things are do. It’s a shame it’ll be going away.
  • Best app out there

    By meiwai
    I never realized how awesome Penny was until I saw that they were shutting down. Every other spending tracker seems to make you enter your spending manually, whereas Penny loads it in from your account. This is especially convenient for me because I have a shared bank account, so I can see what we're both spendingand the trend that goes with it. The spending goals also help keep me on track, most of the time.
  • Utterly devastated

    By thegypsyalice
    Just found out this app is closing down. Huge disappointment. I was so glad that I finally found something that worked for me and now it’s being shut down? Seriously? This is the company’s worst decision.